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insurance-claim
How a homeowner claim runs from the first photo to settlement: what a policy usually covers, why the contractor estimate and the adjuster estimate differ, supplements, and what a line-item estimate has to carry to be read clearly. Insurance claim repairs →
Showing 3 of 3 articles.
water-damageBurst pipe or leak in the house: what to do in the first 24 hours
What I tell homeowners to do in the first 24 hours after a burst pipe or appliance leak: stopping the water, documenting for the claim, and what usually dries versus what has to come out. Built on a 2025 washer-failure restoration I did in Lock Haven.
insurance-claimDoes homeowners insurance cover roof leaks?
A plain-English guide to roof leak coverage: sudden versus gradual damage, how roof age and deductibles change the payout, why photographing damage before you tarp matters, what a contractor can and cannot do in a claim, and the policy sections that decide the outcome.
permitsQuestions worth asking any contractor before you sign
A plain-English guide to what Pennsylvania homeowners should ask before signing a home improvement contract: PA HIC registration, proof of insurance, who does the work, written scope, change orders, payment schedule, warranty, and permits, plus the red flag behind each question.